Second Look Roof Upload my letter

Home insurance dropping you over your roof? Make them prove it.

Upload your non-renewal letter. We explain what it claims in plain English, then a licensed Oklahoma roofer inspects your roof and documents what is really up there.

Upload my letter We are not a roofing company. The letter review is free.
  1. 1When was that photo taken? You can ask to see it.
  2. 2A roofer standing on your roof sees more than a camera in the sky.
  3. 3This is your deadline, and it is already counting down.

Your coverage ends on the date in your notice whether or not the roof finding is right. The sooner you answer with evidence, the more options you keep.

We are not a roofing company

We don't sell roofs and we don't install them. Our job is to help you understand your letter and get honest evidence about your roof in front of your insurer.

  • You never pay us

    The letter review is free. When we introduce you to a partner roofer, the roofer may pay us a referral fee. That is how we keep this free for you.

  • A clean report is a good result

    If your roof is in good shape, the report says so. Our referral fee is the same whether your roof needs work or not.

  • You stay in charge

    You are never obligated to hire the roofer or to buy anything. The report is yours to use however you choose.

How it works

Three steps, and most of the work is ours.

  1. Upload your letter

    Send a photo or the PDF. You get a plain-English breakdown of what your insurer is claiming and what evidence would answer it.

  2. A local roofer inspects

    A licensed, insured Oklahoma roofer gets on the roof, photographs every slope and writes up its real condition.

  3. You send the evidence

    You get a dispute packet built to answer the exact finding in your letter, ready to forward to your insurer or agent.

A photo from the sky is not a roof inspection

Many insurers now judge roofs from aerial and drone images instead of sending a person. It is fast and cheap for them, and it gets things wrong. Drag the handle to compare.

Camera in the sky Roofer on the roof

Illustration, not a real property.

  • The image is out of date

    Photos can be taken before a repair or even a full replacement.

  • It misreads what it sees

    Shadows, stains, skylights and solar panels have all been flagged as damage.

  • It is the wrong house

    Homeowners have been sent images of a neighbor's roof as the evidence.

What is in your roof dispute packet

Everything an underwriter needs to take a second look, in one file.

  • Dated photos

    Every slope, plus close-ups of whatever the letter calls out.

  • Written condition report

    The roofer's findings, signed, with license and insurance details.

  • Point-by-point response

    Each claim in your letter matched to the evidence that answers it.

  • Cover letter

    A ready-to-send request for review, addressed to your insurer.

What we can and can't do

You have read enough fine print this month. Here is ours, in normal-size type.

  • We can't promise your insurer will change its decision. We can make sure it is looking at real evidence.
  • If your roof does need work, the roofer will tell you so and quote it. You decide what happens next.
  • Keep shopping for backup coverage while you dispute. Don't let the deadline pass waiting on an answer.
  • We are not a roofing company, an insurance company, a law firm or a public adjuster, and nothing here is legal or insurance advice.

Questions homeowners ask

Are you a roofing company?

No. We don't sell or install roofs. We review your letter for free and introduce you to a licensed partner roofer for the inspection. The roofer may pay us a referral fee, and you never pay us. You are not obligated to hire them.

Can my home insurance company drop me because of my roof?

Yes. Insurers can decide not to renew a policy over a roof's age or condition, and many now judge that from aerial or drone photos. The rules differ by state, and your letter should say why they made the decision.

Can I dispute a non-renewal over my roof?

You can ask your insurer what they found, ask to see the images they used, and send back evidence of your roof's real condition. They are not required to change their mind, but a documented inspection gives them something concrete to review. You can also contact the Oklahoma Insurance Department if you think you were treated unfairly.

What does it cost?

The letter review is free. If you go ahead with an inspection, the roofer tells you any fee before the visit.

Will this get my policy renewed?

We can't promise that. The decision belongs to your insurer. What we can do is make sure they are looking at dated photos and a written report from someone who was on your roof.

What if my roof really does need work?

Then the roofer will tell you so and give you a quote. Some insurers will keep a policy in place when repairs are scheduled, so ask yours. What you do next is up to you.

How long do I have?

Until the date printed on your letter. Start as early as you can, and keep shopping for backup coverage while you dispute so you are never left uninsured.

Start with the letter

It takes about two minutes, and the review is free. We are not a roofing company.

  • Your non-renewal letter, as photos or a PDF
  • The date your coverage ends, printed on the letter
  • A mobile number we can reach you on

Coverage ending in the next few days? Call us now at (405) 856-7913.

It's printed on your letter.

Your non-renewal letter
Take photos or choose a PDF Up to 5 files, 15 MB each. Cover your policy number if you like; we don't need it.

    Your details go to one partner roofer only, who may pay us a referral fee. Privacy policy